Author Profile: Hankins Insurance Services
Protect Your Assets with Long-Term Care Coverage
July 28, 2026
How long-term care coverage shields your savings, your home, and your family's inheritance — including the Texas Partnership feature. You spent decades ...
- Categories:
- Life Insurance
Worksite LTC: The Benefit Employees Thank You For
Why worksite long-term care coverage is a benefit employees notice and appreciate. Employers ask me what benefit makes them stand out without breaking the...
- Categories:
- Life Insurance
What Care Actually Costs in Texas
Real numbers on what long-term care costs in Texas — and why the risk is more common than people think. Ask ten Texans what long-term care costs, and mo...
- Categories:
- Life Insurance
Life Insurance Isn’t Just for Your Family: Living Benefits Explained
Cash value loans, collateral, critical illness and LTC riders — how the right life policy works for you while you're alive. Most people file life insura...
- Categories:
- Life Insurance
Life Insurance for Business Owners: More Than a Death Benefit
Buy-sell funding, key person coverage, SBA loan collateral, executive retention — the business owner's life insurance toolkit. If you own a business, li...
- Categories:
- Life Insurance
The Real Cost of Waiting to Get Covered
Coverage is priced on age and health — and you don't get to choose when your health changes. What waiting really costs. "We'll look into it next year." ...
- Categories:
- Life Insurance
Top 5 Reasons You Need Long-Term Care Protection
70% of people turning 65 will need care. Five plain-English reasons LTC protection matters for you — and your family. Long-term care is the risk most re...
- Categories:
- Life Insurance
Protect Your Assets with Long-Term Care
July 23, 2026LONG-TERM CARE Protect Your Assets with Long-Term Care Coverage You've spent decades building savings, a home, maybe a business. A long-term care event i...
- Categories:
- Long-Term Care
Top 5 Reasons You May Need Long-Term Care
LONG-TERM CARE Top 5 Reasons You Need Long-Term Care Protection The odds say so. About 70% of people turning 65 will need some type of long-term ca...
- Categories:
- Long-Term Care
Top 10 Reasons You need Life Insurance Today
LIFE INSURANCE Top 10 Reasons You Need Life Coverage Today After 30 years in this business, I've heard every reason to put off life insurance. Here are t...
- Categories:
- Life Insurance