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Medicare Supplement Insurance

Although Medicare pays for about 80% of your health care costs. Medicare supplemental plans (sometimes referred to as Medigap) are available to fill in the gaps where Medicare insurance alone does not cover your costs. The experienced Hankins Insurance Services health insurance experts can answer your questions about out-of-pocket costs and Medicare Supplement premiums and ensure you are fully protected. For a handy guide to show what coverage is provided by original Medicare and a Medigap plan, Please turn to page 76 of your Medicare & You book. To download or order a copy please visit

Medical Costs Not Paid By Medicare

Consisting of two basic parts, Medicare Part "A" provides certain hospital services; while Part "B" refers to coverage for visits to a doctor's office as an outpatient and is subject to additional paid premiums. Gaps in the coverage within both Parts can result in thousands of dollars of extra medical expenses. An affordable Medicare Supplement Insurance plan will cover the cost of medical expenses not paid by Medicare.

Extra Insurance Protection Means More Benefits

Medicare supplement plans are recognized wherever basic Medicare is accepted, and Medicare Supplement insurance plans allow you to choose any doctor or specialist in the US who has agreed to accept Medicare patients. Most also coordinate billing, so you do not have to file claims.

A Medicare supplement (Medigap) plan will allow you the freedom to see any doctor in any state that has agreed to accept Medicare. So a great solution for individuals who travel often to other states.

Original Medicare (parts A & B) and your Plan G Supplement will cover most of your medical care after a small deductible of $240 in 2024.

These plans do not cover Dental, Vision, Hearing or Long-term care needs. For these benefits you may want to consider an insurance plan that does cover these additional needs.

Dental and Vision coverage

Dental preventative care, filings, crowns, dentures and inplants are very expensive and often become necessary as we age. Whether you need dentures or just a regular cleaning, it is an important expense that should not be overlooked. Prices range from $12 for a discount plan to $65 for a comprehensive dental, vision, and Hearing PPO plan with $3,000 in annual coverage.

Visit our Dental & Vision Page -

Coverage while Traveling

Not all plans cover you in different areas or while you travel. If you are planning to enjoy retirement with travel outside of the United States then having this coverage is a necessity.

Please visit our travel page