Affordable health insurance plans designed just for you
Health insurance exists to help people who plan ahead keep their finances intact when a health issue strikes. For over 30 years, I've helped individuals and families find coverage that fits their needs — and their budget.
The right plan takes an expert, not a guess
The cost of seeing a doctor or being hospitalized keeps rising, and the wrong plan can leave you with debts you can't afford. Regardless of your age, your health, or any coverage you already have, choosing options that truly fit your needs and budget takes the skill and experience of an insurance professional. I offer a full range of affordable health plans and work closely with individuals and families to find the most suitable coverage.
What you get with Hankins Insurance Services
- Independent guidance across the plans that fit you
- Help understanding Marketplace subsidies you may qualify for
- Coverage for all medical conditions, with no waiting periods
- A clear, no-pressure comparison of your options
- A real person who answers the phone — no cost for my help
Individual coverage for wherever life has you right now
If you don't get health insurance through an employer, you still have strong, affordable options. These are the people I help most.
Self-employed & 1099
Business owners, freelancers, and contractors who need their own coverage — and want it to make financial sense.
Between jobs or newly on your own
Left a job, aged off a parent's plan, or lost group coverage? A qualifying life event can open a special enrollment window — let's use it.
Early retirees before 65
Retired but not yet eligible for Medicare? I'll help you bridge the gap with the right individual plan until Medicare begins.
Families & individuals
Whether it's just you or the whole household, I'll build coverage that protects everyone and fits the family budget.
Marketplace and private plans — I'll show you both
As an independent agent, I'm not tied to one company. I compare what's available and recommend what actually fits you — at no cost for my help.
Marketplace (Healthcare.gov)
ACA plans with income-based subsidies that can dramatically lower your monthly premium
- Full coverage for all medical conditions
- No waiting periods
- Premium subsidies for those who qualify
- Free preventive care & essential benefits
Private & Off-Exchange Plans
Additional options worth comparing depending on your needs and timing
- Plans outside the Marketplace
- Supplemental & gap coverage
- Dental, vision & more
- Guidance on what fits your situation
Not sure if you qualify for a subsidy? Many people are surprised by how much help is available on Healthcare.gov. I'll check your eligibility and run the numbers with you — no obligation, and no cost for my assistance.
Simple, personal, and built around you
Choosing health insurance shouldn't be overwhelming. Here's how I make it straightforward.
1. Understand your needs
We start with your situation — your budget, your doctors, your family, and any coverage you have now.
2. Check your options
I review Marketplace and private plans, and check whether you qualify for money-saving subsidies.
3. Compare side by side
You get a clear, plain-English comparison of costs, networks, and benefits — no jargon, no pressure.
4. Enroll & get support
I handle the enrollment and stay your point of contact all year — not a call center.
Let's find your plan
A quick call is all it takes to see what affordable coverage could look like for you and your family — and whether you qualify for a subsidy.
713-498-6800