Why worksite long-term care coverage is a benefit employees notice and appreciate.
Employers ask me what benefit makes them stand out without breaking the budget. My honest answer surprises them: worksite long-term care coverage.
Why it resonates
Most of your employees have watched a parent or grandparent need care. About 70% of people turning 65 will need some type of long-term care (ACL.gov), and employees increasingly know Medicare won't pay for most of it.
Why worksite works
Easier qualification, payroll convenience, little or no employer cost, portability if employees leave, and family reach for spouses.
The employer payoff
Benefits like this signal that you think about employees' whole lives, not just their productivity. Setting up a worksite LTC option is simpler than most employers expect — usually one enrollment meeting and payroll coordination.